I had non-existent credit for 20 years. And then I decided that it would be in my best interest to have good credit. How I was to achieve this was a total mystery to me. And no one could explain to me in any simple way how the damn thing works. But I eventually figured it out on my own. And now I'm going to share it with you... If you don't have a credit score, which was my case, then you build credit with an Amazon Prime Secured Card by Synchrony Bank. Of course, you apply for this through Amazon. I almost guarantee you that you will be able to get this card. The Prime Secured Card works very much like a debit card, except you can only use the $150 that you load into the card on Amazon purchases. This is a small price to pay for what will eventually happen, which is that you will end up with good credit. By using this card responsibly and paying your bill in full every month, thereby restoring your balance to $150, you are put on the radar screen of credit card companies. An...